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  • $20 billion boost to bank safety expected to up mortgage rates by 20 to 60 basis points

  • At 18, Kiwibank still has only 4 per cent of the market. What's happened?

  • Big banks close more than 460 ATMs and bank branches over 18 months

  • Complaints against banks up 20 percent

  • Mortgage borrowers warned interest rate hikes likely in next couple of years

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